Some people (including financial gurus) are extremely anti-credit card. And I get that. It's easy to spend money you don't really have, the interest rates are killer, and the minimum payments mean you could be still paying for your gallon of 2% years from now.
But . . . we use a credit card.
Bart had one when we got married and had never once carried a balance on it. I'd never been a credit card user previously.
Five years later, I can tell you that a credit card works well for us. I like the security of a credit card (if your cash gets stolen or accidentally thrown away or lost, you're just out of luck - not so with a credit card). I like that I can account for every penny spent on it by checking my online statement rather than thinking "didn't I have a $20 in here yesterday?"
I know, also, that this is fairly uncommon, but it's HARDER for me to spend with a credit card than it is with cash. With cash, I have no paper trail - I can pay and be done. With a credit card, not only do I have to think about my purchase when I make it, but I have to think about it again every single time I look at the statement and then when I pay it (can you tell I look at our statement many times a month?).
We have a Southwest credit card and we put absolutely everything on it - gas, groceries, our cell phone bill, the internet bill. If I could pay our rent on it, I would (well, technically, I believe I can but it would be $25 a month, so that clearly would be a bad call). We get probably two free round-trip tickets a year on it, which definitely makes it worth the $59 fee to us (I called to see if they'd waive it. They would not).
For us, it works.
What about you? Do you use a credit card? Avoid them like the plague?