With the holidays just around the corner, we thought it would be fun to have a week full of giveaways!
Today's giveaway is Dave Ramsey's Personal Finance Software, version 5.4.1 -- It appears to work exclusively on a PC, so if you win our random drawing and own a Mac, we'll choose something else for your prize.
On to the topic for the day. . .
Did you know that the average American family spends $935 on Christmas gifts each year? Considering most families have no savings and live on the very edge of their monthly incomes, this amount typically gets charged to a credit card. Of course, we frugal folks hate even the idea of putting nearly $1000 on a credit card at the end of each year. What a terrible way to ring in the new year!
To help us all escape this terrible fate, please take a moment to share with everyone how you and yours keep to your budget through the highly commercialized holiday season. Even though many of us are frugal, frugal, frugal, we are more than happy to learn a new trick or two. In fact, it's the reason we love this blog!!