I am willing to live frugally now because I have learned to love the feeling of saving money.
This might sound silly to some of you - it's like saying "I have really learned to love taking out the trash." You might do it, sure. You might think you ought to do it. But to enjoy it? To look forward to it? That's just bizarre!
The rule in my house growing up was that we had to save at least 50% of the money we earned. Each of us children had a bank account and every few weeks, my parents would help us fill out deposit slips and we would take our money to the bank. By the time I went off to college, I had a pretty sizeable sum sitting there untouched.
The larger it grew, the less willing I was to spend it on something frivilous. I remember that my college boyfriend once asked me, "Why don't you BUY something with all that money?" It was pretty clear to me that he had no idea how much satisfaction you could get from saving money - far more than I might get from buying a car or some other high-priced item.
When Bart and I got married, he had not had much practice in saving money, but once we moved to Texas and were both working full-time, we were saving quite a lot of money each month. After six months or so, he said to me, "I never had any idea that saving could be even more satisfying than spending money. I get more pleasure from putting that money in the bank than I would from buying a TV projector or a fancy new bike."
If you don't live frugally enough to save at least some money, you'll never get to experience that rush that comes from saving. You'll miss the chance to see that saving can be its own reward.