tag:blogger.com,1999:blog-7237510488098484827.post1330838001091810306..comments2023-10-03T14:28:15.645-07:00Comments on Frugal Wife = Wealthy Life: Money and Marriage, Part 3 (Guest Post by Alisha)Carolehttp://www.blogger.com/profile/13361293553525222340noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-7237510488098484827.post-66167756465958831802012-05-24T21:48:37.741-07:002012-05-24T21:48:37.741-07:00Thanks for the great post on your blog, it really ...Thanks for the great post on your blog, it really gives me an insight on this topic.<br /><br />http://www.electroniccigarettecouponstore.com/wta-e-liquid-the-future-of-the-vaping-wordwhole tobacco alkaloids e-liquidhttp://www.electroniccigarettecouponstore.com/wta-e-liquid-the-future-of-the-vaping-wordnoreply@blogger.comtag:blogger.com,1999:blog-7237510488098484827.post-39527892211981711662011-04-09T18:57:51.138-07:002011-04-09T18:57:51.138-07:00Thanks for sharing your stories ladies! I'm gl...Thanks for sharing your stories ladies! I'm glad that my story resonated with you. I'd feel pretty silly sharing so much otherwise!Married In Chicagohttps://www.blogger.com/profile/07423185837248554988noreply@blogger.comtag:blogger.com,1999:blog-7237510488098484827.post-1607085062696211242011-04-08T14:25:55.684-07:002011-04-08T14:25:55.684-07:00It can be tricky to merge finances- my husband and...It can be tricky to merge finances- my husband and I started off with separate accounts when we werefirst married and have now joined everything- it's been an art- one we now mastered- as I am a huge saver and my husband is a huge saver- financial differences collide! it's been a learning experience to merge the two worlds together so we enjoy life- but that we are also secure- balance! and you are right commuincation is key!lacie tidwellhttps://www.blogger.com/profile/05754330122733690615noreply@blogger.comtag:blogger.com,1999:blog-7237510488098484827.post-20432732420807756652011-04-08T14:12:00.356-07:002011-04-08T14:12:00.356-07:00I really liked your guest posts, I think you are r...I really liked your guest posts, I think you are right no matter what system you do the most important thing is to be honest. I meant to comment on your last post too. <br /><br />We do an excel budget. We've met it probably 5 times in 13 years of marriage, so that's kind of a joke:-) But we look at it from the point of view that you expressed, it shows how little things add up. In particular because at the bottom of the spreadsheet I keep an individual row of what the current balance is for every savings accounts and all of our debts (with the compounding interest). I even include a line just for estimated taxes. It's all programmed to automatically update with the items above so if I pay an extra $50 each pay period then I can see the total difference by the end of the year in two seconds.<br /><br />We are joint everything, no mad money or seperate accounts. It works for us because a couple of times a year we do a deep dive into our networth and goals. During that time we also change contribution amounts for all of our major savings. They are automatically funneled out before the paycheck hits the bank. Having that assurance that the important things are saved for at an amount both of you want makes the how and why of your everyday expenses not very important.<br /><br />Also, we give each other a heads up about practically every purchase. Not asking for permission like you said but saying stuff like, "I found a great picture for the living room, it's my friend's birthday on Friday and I'm taking her out to lunch, I'm taking the kids shopping for clothes this weekend"<br /><br />The only challenge we had to overcome with joint everything was date/present money. I pay bills and balance the checkbook. My husband would rather have a verbal we are doing good/not so good every couple of weeks then going into the details. That helps him plan how much he can spend on surprising me. If it's something big then he will use his CC we set aside for business travel and pay off every month. Every week I replenish cash in his wallet to $100-150 because he likes to use cash. But it's not mad money, he uses it to pay the kids for chores, quick business lunches (that he gets reimbursed for), dates, or when he picks up groceries for me. He really only likes to use cash, hence why I pay the bills. He used to pay his utilities and rent all in cash before we were married.Stephanie Thttps://www.blogger.com/profile/14665381306583698029noreply@blogger.comtag:blogger.com,1999:blog-7237510488098484827.post-50582637723745696592011-04-08T12:13:44.170-07:002011-04-08T12:13:44.170-07:00Good thought about the separate savings accounts. ...Good thought about the separate savings accounts. We have two savings account associated with our checking account, but neither is dedicated to anything. I like your idea a lot.Anniehttps://www.blogger.com/profile/01395964348284894463noreply@blogger.com